How Can You Apply for Student Loan Forgiveness in 2026? The recent changes to federal student loan repayment have left borrowers with a more complex landscape to navigate.
As of July 1, the Repayment Assistance Plan (RAP) is now available alongside the Tiered Standard plan, making it essential for borrowers to review their options and understand how these changes affect their individual situations.
Borrowers who previously thought they had a clear path to forgiveness may find themselves stuck with a different repayment plan that doesn't align with their original strategy.